What To Do If You Lose Your Wallet Or Purse
Losing your wallet or purse can be devastating. Most people immediately freak out about all that was contained in that precious item. If you do lose your purse or wallet, you have to keep your head on straight and start taking care of some things immediately to insure the safety and security of your family. Here are the steps you should take if you ever lose your purse or wallet.
Place “holds” on your credit cards. All credit cards, ATM cards, and store credit cards should have holds placed on them. These holds will make the cards unusable for a period of time. If you end up finding your wallet, the holds can be removed and you won’t have to wait for new cards. If your wallet doesn’t turn up, you can eventually cancel the cards. If you are someone who keeps multiple store credit cards, make sure you have a full listing of the cards you own at home so you are sure to place holds on all of them if you do ever lose your purse or wallet. If the thin wallet has been lost, then an FIR can be filed with the police. There can be looking at the places where the person went with the wallet for finding it.
Replace your driver’s license. One of the very first things you should do if you lose your wallet or purse is to replace your driver’s license. You will have to pay a replacement fee, but you certainly don’t want to be caught driving without a license (talk about a bad day!). Getting your driver’s license replaced right away will make taking care of other things easier.
Obtain new insurance cards. If your car and/or health insurance cards were in your purse or wallet call the companies and obtain new copies. You do not want to be caught without either of those valuable items. (Your day would be REALLY bad if you lost your wallet and got pulled over without a driver’s license OR proof of insurance!).
Think about your keys. Were your keys in that wallet or purse? If they were, they will need replacing. If your house keys were in there, you might even want to change your locks. While this is inconvenient and costly, it’s the safe way to go. If your purse or wallet was stolen, and it has your house keys and your driver’s license in it, the thief has your address too.
Call your bank. If you had a checkbook in your purse or wallet call your bank and inform them that the checkbook was stolen or lost. You can most likely place a hold on your account, or even get a change of account number right away. Even if your checkbook wasn’t in the purse or wallet, you should still let your bank know what is going on in case someone tries to fake your identity using your driver’s license and withdraw funds.
Call your cell phone company. If you had your cell phone in your purse or wallet, call the company to have the service turned off. You can let them know that the phone was lost or stolen and request for the service to be halted temporarily. They may even give you a deal on a refurbished phone to replace your lost one.
Replace other items. Once you have the important items taken care of, you can slowly start replacing other items that may have been in your wallet as well. Business cards, store loyalty cards, and other items may have been contained in your wallet or purse. These items are not a top priority, but you will feel better once they are all replaced.
Losing your wallet or purse is a scary and upsetting experience. Follow these steps if it happens to you to get your life back in order as quickly as possible.